FAJ Home Loans (“FAJ,” “we,” “our,” or “us”) is committed to adhering to all applicable Australian laws, regulations, and professional standards. This page provides information on our compliance obligations and commitments.

1. Regulatory Compliance

As a professional accounting firm, FAJ complies with the following key regulations:

• Privacy Act 1988 (Cth) – We handle personal information in accordance with the Australian Privacy Principles (APPs). Read our [Privacy Policy].
• Tax Agent Services Act 2009 – FAJ is a registered tax agent with the Tax Practitioners Board (TPB) and follows all relevant taxation laws.
• Corporations Act 2001 – We ensure compliance with corporate financial reporting and advisory regulations under ASIC.
• Anti-Money Laundering and Counter-Terrorism Financing Act 2006 – We implement procedures to prevent financial crime, including fraud and money laundering.
• Fair Work Act 2009 – Where applicable, we advise businesses on employment law compliance in relation to payroll and taxation.

2. Professional Standards & Ethical Obligations

FAJ upholds the highest professional standards, including:

• Industry Membership Compliance – We adhere to professional guidelines set by CPA Australia.
• Accounting Professional & Ethical Standards (APESB) – We comply with the Code of Ethics for Professional Accountants.
• Client Engagement Terms – Our services are governed by client engagement terms to ensure transparency and accountability.=

3. Firm Policies & Legal Disclosures

To promote transparency and legal compliance, FAJ provides the following policies:

• Privacy Policy – Details on how we collect, store, and use personal information. [Read Privacy Policy].
• Website Disclaimer – Legal disclaimers regarding website content and limitations of liability. [Read Disclaimer].

4. External Regulatory Authorities & Resources

For official information and regulatory guidance, please refer to:

• Australian Taxation Office (ATO) – www.ato.gov.au
• Australian Securities & Investments Commission (ASIC) – www.asic.gov.au
• Tax Practitioners Board (TPB) – www.tpb.gov.au
• Office of the Australian Information Commissioner (OAIC) – www.oaic.gov.au

5. Contact Information

If you have any questions about our compliance policies or regulatory obligations, please contact us:

FAJ Home Loans

PO Box 372
Yallingup WA 6282
0438 407 770
kristian@fajhomeloans.com.au

Last update: 13 March 2025

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